Inside The Savvy Cents
Money talk doesn’t have to be stuffy, scary, or sprinkled with shame. Here, we turn the everyday chaos of bills, budgets, and “oh-no” expenses into clear, doable steps that actually fit your life. You bring the goals, we’ll bring the game plan.
From “What Now?” to “Got This.”
Ever feel like personal finance comes with a secret rulebook you never got? Same. That’s why we built Savvy Cents—to hand you the missing instructions, minus the jargon and judgment.
Around here, wins come in all sizes—and your weekend coffee budget is still sacred.
The Start of Something Savvy
It started over late-night pizza and two very different money messes.
Jake had just gotten hit with another overdraft fee—three in one month. He knew better, but between bills, work, and the occasional “I deserve this” splurge, his budget kept slipping through his fingers.
Maya, on the other hand, had a savings account… and a whole lot of guilt. She was so focused on “doing money right” that she felt bad every time she treated herself, even if it fit her budget.
Somewhere between comparing mistakes and swapping small wins, they realized they’d both been missing the same thing: a space for real money talk. No lectures. No judgment. Just the kind of advice you’d give your friend over coffee (or, in their case, pepperoni slices).
That night, Savvy Cents was born—a place where money mistakes turn into lessons, lessons turn into confidence, and confidence turns into a life you can actually enjoy.
From Cents To Sense
Good money habits don’t appear overnight—they grow, like interest (the good kind). We’re here to help yours grow stronger, one savvy step at a time.
Our Three Golden Rules
Keep It Real: We’ve been flat broke, dangerously close to overdraft, and yes, back in the black again. No shame, no judgment—just real talk from people who’ve been there.
Small Wins, Big Payoff: Little changes are our secret weapon. Swap one habit, tweak one bill, and suddenly your bank balance feels different.
Life First, Money Second: Your budget should fit your life, not strangle it. If it doesn’t leave room for coffee dates, weekend getaways, or pizza Fridays, it’s broken.
Because we’re not chasing perfect—we’re chasing the kind of progress you can actually feel in your wallet and in your life.
Meet the Team Jake & Maya Built
When Jake and Maya started Savvy Cents, they knew two voices wouldn’t be enough to cover every angle of smarter money living. So, they handpicked a crew that shared their zero-judgment mindset, real-world experience, and obsession with turning “money mayhem” into “money momentum.”
These are the savvy minds working alongside them to keep the advice sharp, practical, and ready for real life:
Joshua Alba
Financial Analyst
Joshua is a financial analyst with a B.S. in Economics and a passion for simplifying personal finance. He’s helped hundreds manage their budgets smarter, turning complex money matters into clear, actionable steps anyone can follow.
Joshua is a financial analyst with a B.S. in Economics and a passion for simplifying personal finance. He’s helped hundreds manage their budgets smarter, turning complex money matters into clear, actionable steps anyone can follow.
Sophie Winslow
Credit & Savings Specialist
Sophie holds a certification in Credit Counseling and has over a decade of experience helping individuals improve financial health. She believes small, consistent wins—like better credit and stronger savings—can change lives.
Sophie holds a certification in Credit Counseling and has over a decade of experience helping individuals improve financial health. She believes small, consistent wins—like better credit and stronger savings—can change lives.
Nia Carter
Wealth Strategist
Nia is a Certified Financial Planner (CFP®) with a focus on wealth building and long-term investing. She’s committed to making financial planning accessible, showing everyday people how to grow and protect their wealth with confidence.
Nia is a Certified Financial Planner (CFP®) with a focus on wealth building and long-term investing. She’s committed to making financial planning accessible, showing everyday people how to grow and protect their wealth with confidence.
Jane Brioso
Personal Finance & Lifestyle Writer
Jane is a freelance writer with a background in consumer economics and years of experience covering personal finance. She specializes in budget-friendly living, helping readers make the most of their money without sacrificing joy.
Jane is a freelance writer with a background in consumer economics and years of experience covering personal finance. She specializes in budget-friendly living, helping readers make the most of their money without sacrificing joy.
Where Clever Meets Cash
Here’s the truth: you don’t need a finance degree to be good with money—you just need the right mindset (and a few hacks that actually work).
Savvy Cents is here for savers, strivers, side-hustlers, and anyone just trying their best. Every tip is designed to stretch your cents, boost your confidence, and make life feel good—not guilty.
"Because real wealth? It starts with wisdom." — Jake & Maya